OWNER FINANCING AVAILABLE with favorable terms! Escape to your private 11-acre Tennessee retreat on Richland Harbor Road in Waverly! This corner lot offers the perfect canvas for your dream country home, weekend getaway, or outdoor ventures. Located in the peaceful Richland Harbor development in Humphreys County, this property combines natural beauty with modern convenience. The land features stunning mature hardwoods, level to rolling terrain, and excellent road access via blacktop and gravel roads. With 1,200 feet of county road frontage and a private gated entrance, you'll enjoy both accessibility and privacy. Electric and fiber internet are available at the road, bringing modern amenities to rural living. Situated just 10 minutes from Kentucky Lake boat ramps and the charming town of Waverly, you're less than 90 minutes from Nashville and perfectly positioned for boating, fishing, and outdoor recreation. The property's natural setting attracts abundant wildlife including deer and turkey, making it ideal for nature enthusiasts and sportsmen alike. Flexible owner financing makes this opportunity accessible — whether you're planning to build your forever home, start a small farm, or create a secluded sanctuary with easy water access, this 11-acre property offers endless possibilities in the heart of Tennessee. Zoned Farm with low annual taxes of just $175.